We have put together a consolidated list of the ongoing promotions. It includes examples and guides on how you can leverage it to maximise your returns.

We’ll also be sharing more tips and ‘hacks’ in the future – which you can use when investing with Smartly. Do follow us on our Facebook page or subscribe to our newsletter to keep updated.

What are all the promotions?

Depending on when you are reading this, here are the various promotions for new and existing users.

1. Auto deposit every month

By investing regularly, you can accumulate wealth while allowing your money to have more time to compound and exponentially grow.  To encourage individuals to invest on a regular basis, we are providing an entire week of free management fee every month if you make a deposit every month.

All you need to do is to set up a standing instruction from your bank to deposit to us monthly, and we’ll automatically include an entire week of free management fee – starting from the second month – For DBS / POSB users, you can click here to find out more.

Investment duration Management fee paid Time managed for free
1 month 3 weeks 1 week
12 months (1 year) 36 weeks (9 months) 12 week (3 months)

It means that if you invest on a monthly basis for a year, you only have to pay 9 months of management fee – You saved 3 months just by investing regularly.

2. Referral program

Number of referrals Time managed for free
1 90 days ( 3 months)
2 180 days (6 months)
X X * 90 days

If you enjoy investing with Smartly, why not recommend us to your family and friends. By helping them to invest and increase their wealth, the both of you will be rewarded with 90 days of free management fee. You’ll be automatically rewarded once they make their first deposit within 30 days of signing up. For a step-by-step guide on how it works, feel free to check out this article.

There is no limit on the number of free days you can earn. If you would like to recommend Smartly to all your family members and friends, we are more than happy to reward you 😊.

3.Deposits made within 45 days of signing up

This promotion is for all users who have signed up after 17 April 2018 – including those who have been referred by a friend. You’ll be rewarded X months of free management based on the total amount of deposits made within 45 days of opening an account. The more you deposit, the more time managed free.

Deposits Time managed for free
S$5,000 – S$10,000 1 month
S$10,001 – S$25,000 3 months
S$25,001 – S$50,000 6 months
S$50,001 – S$100,000 9 months
S$100,000 onwards 12 months

How to get one year of free management?

Now that you know of the ongoing promotions, here are some scenarios in which you can maximise the number of free management days.

Scenario A – If you have recently signed up without any referral

Methods Time managed for free
Set up an auto deposit.  Invest on a monthly basis for one year 3 months
Invest more than $10,000 within  45 days of opening an account 3 months
Refer two of your family members or friends 6 months
Total 12 months

Scenario B – If your family member or friend recommend Smartly to you

Methods Time managed for free
Set up an auto deposit. Invest on a monthly basis for one year 3 months
Invest more than $10,000 within  45 days of opening an account 3 months
Get rewarded for making your first deposit ( You and your referrer will get 90 days of free management ) 3 months
Refer one of your family members or friends 3 months
Total 12 months

Scenario C – If you have been using Smartly since last year

Methods Time managed for free
Set up an auto deposit. Invest on a monthly basis for one year 3 months
Refer three of your family members or friends 9 months
Total 12 months

Scenario D – If you are an influencer

Methods Time managed for free
Refer X number of your family members or friends or social media followers X * 3 months

How to fully utilise the free management?

With at least three months of free management each year (If you invest regularly), you can fully utilise this promotion by investing more. The more you invest, the higher the management fee (in terms of dollar). However, it also means that you are essentially saving more. Here is how it works.

Person A Person B Person C
Deposits $1,000 $10,000 $100,000
Time managed for free 12 months 12 months 12 months
Tiered fee structure 1% / year 0.7% / year 0.5% / year
Fees paid/saved $10 / year $70 / year $500 / year

At Smartly, anyone can be an investor.

It doesn’t matter if you want to invest with $100, $1,000 or even $10,000. You can invest any amount which you are most comfortable with. Our objective is to work together with you and help you accumulate wealth over time.

Moreover, instead of spending heavily on advertisements, we would like to pass on the savings to you – our users. We want to reward you for using and recommending our service, and we hope that you’ll continue to invest with Smartly.


If you have yet to sign up with us, do head over to http://app.smartly.sg/signup. We can’t wait to have you on board. And as always, if you have any questions, feel free to contact us. We are more than happy to help 😊.

Posted by:Joel Seetoh

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